Affordability Calculator

Estimate a comfortable mortgage amount based on your current budget.

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You can afford a home up to: $0
Your debt-to-income ratio is 36%
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Additional Calculators

Mortgage Calculator

What will your new home cost? Estimate your monthly mortgage payment with our easy-to-use mortgage calculator.

Debt-to-Income Calculator

Your debt-to-income ratio helps determine if you would qualify for a mortgage. Use our DTI calculator to see if you're in the right range.

Closing Costs Calculator

Considering all the up-front costs associated with buying a home will help you determine if you have the appropriate cash reserves.

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What Factors Determine How Much House I can Afford?

The four main factors that go into calculating how much house you can afford are monthly income, monthly debt and expenses, your credit score, and additional savings that can cover a down payment and closing costs.

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